Pensions Advice & Retirement Planning

Start preparing for a retirement you can look forward to.

Pensions Freedom and Pension Choices – Your Pension Explained.

If you’re affected by the changes to private pensions, then you have a number of options available to you on retirement. The main change is that you’re no longer obliged to buy an annuity. Instead, you can take your money as a lump sum or leave it invested and withdraw money when you need it.

There are lots of factors to consider: do you want the certainty of a guaranteed income or the increased flexibility of choosing how to invest your money? You’ll need to consider your lifestyle, family, age, life expectancy, care needs and other sources of income too.

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Marylyn Melbourne Financial Adviser Ltd is authorised and regulated by the Financial Conduct Authority FCA No – 912198. Registered as a business in Scotland - Registration No: SC636526. Business address: 19 Primrose Avenue, Rosyth, Dunfermline, Fife KY11 2SS. The guidance contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

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